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7 hasil
Subjek: LDR
DaftarKartu
ThesisOpen AccessMetadata saja

Dana Pihak Ketiga dan Kredit terhadap Profitabilitas Bank Kelompok Berdasarkan Modal Inti (KBMI) IV di Indonesia

2026•Skripsi, Thesis, Disertasi, dan Tugas Akhir

Penelitian ini bertujuan untuk menganalisis pengaruh Dana Pihak Ketiga (DPK), Non Performing Loan (NPL), dan Capital Adequacy Ratio (CAR) terhadap Return on Asset (ROA) dengan Loan to Deposit Ratio (LDR) sebagai variabel mediasi pada bank KBMI IV di Indonesia. Penelitian ini menggunakan pendekatan kuantitatif dengan data sekunder berupa laporan keuangan tahunan empat bank KBMI IV selama periode 2014–2024. Analisis dilakukan menggunakan metode Partial Least Square – Structural Equation Modeling (PLS-SEM) melalui aplikasi SmartPLS 4. Hasil penelitian menunjukkan bahwa DPK tidak berpengaruh signifikan terhadap LDR, sedangkan NPL dan CAR berpengaruh terhadap LDR. LDR berpengaruh positif dan signifikan terhadap ROA, sementara DPK, NPL, dan CAR memiliki pengaruh positif namun tidak signifikan terhadap ROA. Selain itu, LDR terbukti memediasi pengaruh NPL dan CAR terhadap ROA, tetapi tidak memediasi pengaruh DPK terhadap ROA. Pada penelitian ini LDR mampu dijelaskan oleh DPK, NPL, dan CAR sebesar 62,6%, sedangkan sisanya 37,4% dijelaskan oleh variabel lain di luar model. Adapun variabel ROA mampu dijelaskan oleh DPK, NPL, CAR, dan LDR sebesar 76,1%, dan sisanya 23,9% dijelaskan oleh faktor lain yang tidak termasuk dalam penelitian ini. Hasil ini menunjukkan bahwa profitabilitas bank lebih dipengaruhi oleh efektivitas fungsi intermediasi dan pengelolaan risiko kredit dibandingkan dengan jumlah dana yang dihimpun.

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ThesisOpen AccessMetadata saja

Prototype Pengendalian SIstem Penutup Atap dan Kipas Otomatis untuk Jemuran Pakaian (Studi Kasus Pada Cuaca Kota Tarakan)

2026•

Cuaca yang tidak menentu di Kota Tarakan sering mengganggu proses penjemuran pakaian karena hujan dapat turun secara tiba-tiba dan menyebabkan pakaian kembali basah. Penelitian ini merancang Prototypesistem penutup atap dan kipas otomatis berbasis Internet of Things (IoT). Sistem menggunakan sensor Raindrop untuk membaca nilai ADC hujan dan tidak hujan serta sensor LDR untuk mengukur intensitas cahaya dalam satuan lux dengan kategori Cerah dan Tidak Cerah. Data diproses oleh NodeMCU ESP32 untuk mengendalikan motor DC dalam membuka dan menutup atap serta mengaktifkan kipas sebagai alat bantu pengeringan. Sistem terintegrasi dengan aplikasi Blynk untuk pemantauan dan kontrol jarak jauh secara real-time. Mode otomatis bekerja saat nilai ADC Raindrop >600 dan nilai lux LDR 300, sedangkan mode manual dikendalikan melalui Blynk. Hasil kalibrasi sensor LDR menunjukkan nilai lux 0–300 dikategorikan Tidak Cerah dan 300–50.000 lux sebagai Cerah. Sensor Raindrop dengan ADC 0–600 menunjukkan Tidak Hujan dan 600–4095 menunjukkan Hujan. Pengujian pada tanggal 16–17 Februari 2026 sebanyak 20 data menunjukkan tingkat kesesuaian 100%. Sebanyak 19 pengujian mencatat ADC 0 (Tidak Hujan) dengan intensitas cahaya 3,78–144.417 lux, dan pada seluruh kondisi tersebut atap terbuka serta kipas OFF. Pada tanggal 16 Februari 2026 pukul 12.17 tercatat lux 31.651 dan ADC 798, sistem mendeteksi Hujan dalam kondisi Cerah sehingga atap menutup dan kipas ON sesuai logika. Integrasi Blynk menghasilkan akurasi pengiriman data 100%, Packet loss 0%, dan rata-rata Latency47 ms pada jarak 3–15 meter. Sistem bekerja optimal dan responsif terhadap perubahan cuaca.

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PENGARUH NIM, BOPO, PENYALURAN KREDIT, DAN RISIKO KREDIT TERHADAP PROFITABILITAS PADA BANK KALTIMTARA

2025•Skripsi, Thesis, Disertasi, dan Tugas Akhir

Penelitian ini bertujuan untuk menganalisis bagaimana pengaruh rasio keuangan yang terdiri dari Net Interest Margin (NIM), Biaya Operasional terhadap Pendapatan Operasional (BOPO), Loan to Deposit Ratio (LDR), dan Non-Performing Loan (NPL) terhadap profitabilitas perbankan yang diukur dengan Return On Assets (ROA) pada Bank Katimtara. Jenis penelitian yang digunakan adalah penelitian kuantitatif dengan pendekatan asosiatif kausal. Populasi dalam penelitian ini adalah laporan keuangan tahunan Bank Kaltimtara periode 2008-2023, dengan jumlah sampel sebanyak 16 data yang dipilih menggunakan Purposive sampling. Metode analisis yang digunakan dalam penelitian ini adalah analisis regresi linear berganda dengan menggunakan SPSS versi 27. Hasil penelitian menunjukkan bahwa berdasarkan uji t, NIM berpengaruh positif tetapi tidak signifikan terhadap ROA, BOPO berpengaruh negatif dan signifikan terhadap ROA, LDR berpengeruh positif dan tidak signifikan terhadap ROA dan NPL berpengaruh negatif dan tidak signifikan terhadap ROA. Nilai Koefisien Determinasi (Adjusted R²) sebesar 0,906, menunjukkan bahwa 90,6% variasi dalam ROA dapat dijelaskan oleh variabel NIM, BOPO, LDR, dan NPL, sementara sisanya sebesar 9,4% dipengaruhi oleh faktor lain yang tidak diteliti dalam penelitian ini.

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Tinjauan Yuridis Tindak PIdana Penganiayaan Terhadap Anak Yang Dilakukan Di Sekolah

2024•Skripsi, Thesis, Disertasi, dan Tugas Akhir

Abuse is defined as an act of physical, psychological, or emotional abuse against another person by a person or group; it frequently involves an unfair distribution of power or authority. Abuse acts are grave human rights breaches that can injure victims physically, psychologically, or emotionally. The purpose of this research was to ascertain the legal protections available to children who were the victims of criminal acts of abuse at school as well as countermeasures that could be implemented in such cases. In this study, an empirical research methodology was adopted. Both primary and secondary data collection methods were used to get the data. In-depth interviews with sources who worked as guidance and counselling teachers was the primary data. In addition, to obtain a true picture of the circumstances and the steps the school took to address abuse, direct observations were conducted at a number of schools. Secondary data related to the research issue was gathered from government reports, scholarly literature, and legal records. The study's findings demonstrated that children who were the victims of illegal acts of abuse at school were entitled to legal protection against violence, which included verbal, physical, and psychological abuse. The primary framework for safeguarding children, especially school-age children, was Law Number 23 of 2002 concerning Child Protection, as updated by Law Number 35 of 2014. The right of children to be shielded from abuse and violence was emphasized by this statute. Additionally, by resolving issues internally through counselling and raising awareness of the hazards of violence, teachers can play a significant role in preventing violence in schools, according to this research. The school has stringent policies in place for dealing with violent incidents, which may include calling the police in certain situations.

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Tinjauan Yuridis Dalam Penanggulangan Kekerasan Seksual terhadap Perempuan dan Anak di Kota Tarakan

2024•Skripsi, Thesis, Disertasi, dan Tugas Akhir

Sexual violence is an act committed by a person or a number of people against someone who is in a weaker position, committing an act that attacks a person's sexuality, especially women and children by force, threat or violence. This research intends to find out the prevention of sexual violence against women and children and also to find out the obstacles in the implementation of legal protection against women and children. This legal research is based on the type of normative juridical research that uses legal sources of legislation, court decisions, legal theories and opinions of scholars. The results of this study describe the handling of sexual violence against women which is still rampant in society. Legal protection of women and children is the focus to provide justice, proper protection and appropriate sanctions. Legal protection efforts are also regulated in the law, both related to human rights and child protection. Obstacles that occur in the field occur due to various factors both from law enforcement, facilities and facilities to the problem of corruption are inhibiting factors in the protection of sexual violence.

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PENEGAKAN HUKUM PELANGGARAN LALU LINTAS DILAKUKAN OLEH ANAK YANG MENYEBABKAN HILANGNYA NYAWA SESEORANG

2021•

ABSTRAK ADELINE ANNE PHILIPUS NPM : 1640501064. SKRIPSI INI BERJUDUL “PENEGAKAN HUKUM PELANGGARAN LALU LINTAS DILAKUKAN OLEH ANAK YANG MENYEBABKAN HILANGNYA NYAWA SESEORANG” dibawah naungan dan bimbingan Bapak Dr. Syafruddin,S.H., M.Hum dan Ibu Nurzamzam,S.H., M.H. Pokok permasalahan dari penelitian ini adalah penerapan hukum terhadap pelanggaran lalu lintas dilakukan oleh anak yang menyebabkan hilangnya nyawa seseorang dan penyelesaian hukum terhadap pelanggaran lalu lintas dilakukan oleh anak yang menyebabkan hilangnya nyawa seseorang. Jenis penelitian yang digunakan adalah yuridis empiris dengan metode pengolahan data secara kualitatif. Selanjutnya metode pengumpulan data yang digunakan adalah wawancara dan studi kepustakaan. Hasil dari penelitian ini perkara yang melibatkan anak terlebih dahulu harus diupayakan Diversi dengan ketentuan yang dimuat dalam Undang-Undang Nomor 11 Tahun 2012 Tentang Sistem Peradilan Pidana Anak, apabila terdapat kesepakatan melalui Diversi maka Kasus berhenti. Sebaliknya apabila tidak dapat dan tidak terjadi kesepakatan melalui Diversi maka Kasus terus berproses hingga memperoleh kekuatan hukum tetap. ABSTRACT ADELINE ANNE PHILIPUS. NPM: 1640501064. Entitled “LAW ENFORCEMENT OF TRAFFIC VIOLATIONS COMMITTED BY CHILDREN WHICH CAUSED THE LOSS OF SOMEONE’S LIFE” under the guidance of Mr. Dr. Syafruddin, S.H., M.Hum and Mrs. Nurzamzam, S.H., M.H. The main problem of this research is the use of law enforcement and legal settlement towards traffic violations committed by children which caused the loss of someone's life. The type of this research is juridical empiric with qualitative data processing methods. Furthermore, the data collection methods used were interviews and literature study. The result of the research was the case which involved children must try the diversion first with the provision as listed in Law Number 11 of 2012 concerning the Juvenile Criminal Justice System. If there is an agreement occur throught diversion then the case closed. Otherwise, if there is no agreement occur throught diversion then the case will continue to process until it gets permanent legal force.

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ThesisOpen AccessMetadata saja

Tinjauan yuridis terhadap anak sebagai pelaku tindak pidana narkotika (studi putusan nomor:06/Pid.Sus.Anak/2015/PN.Tar dan putusan nomor :185/Pid.Sus/2019/PN.Tar)

2020•Skripsi, Thesis, Disertasi, dan Tugas Akhir

Joni Samin, Faculty of Law, University of Borneo Tarakan, NPM. 14.501010.004, with the title "Juridical Review of Children as Narcotics Actors (decision number: 06 / Pid.Sus.Anak / 2015 / PN.Tar).", With Supervisor I, Dr. Syafruddin, S.H., M.Hum and Supervisor II, Zulvia Makka. S.H., M.H. The development of narcotics abuse is increasing day by day and the government has issued rules governing the handling of children who become narcotics abuse offenders, namely the Law of the Republic of Indonesia Number 35 Year 2009 concerning Narcotics. Law of the Republic of Indonesia Number 11 of 2012 concerning the Criminal Justice System for Children, while children as victims are regulated in Law of the Republic of Indonesia Number 35 of 2014 concerning Protection of Children. Therefore, every criminal offense committed by a child is settled through a judicial process in which the settlement process uses a different mechanism than the court in general. This research was conducted through the collection of legal materials, namely those carried out by collecting primary data, beginning with collecting all legal materials related to the problem, clarifying it, then compiling it systematically to make it easier to read and study it. based on the description of the discussion that has been explained, the writer can draw conclusions as follows: the judge's judgment in imposing a crime on a child in a case decision Number: 6 / Pid.Sus. Child / 2016 / PN.Tar and case decision Number 185 / Pid.Sus / 2019 / PN.Tar is appropriate and appropriate where the judge in passing the verdict on the child pays attention to the status of the child and gives a criminal sentence which is much lighter. 3 of 1997 concerning juvenile court and Law No.8 of 1981 concerning Criminal Procedure Code and other statutory regulations. The judge's judgment was correct according to the author to see evidence that had been fulfilled seeing the defendant was still a child who still had a chance to improve himself, the panel of judges it is appropriate to provide relief for children involved in article 112 paragraph 1 (one) Law No. 35 of 2009 concerning narcotics.

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