Abstrak
This study aims to determine the effect of ownership structure on the decision to use a digital wallet. The participants of this study were digital wallet users with proof of server installation on smartphones with 10 participants. The sampling method uses an intrasubject experiment design (whitin subject) using a data analysis method consisting of randomization and hypothesis testing and assisted by SPSS 25. The results showed an average value of managerial ownership structure 1.50 for an average value of institutional ownership of 2.50 with a difference in the mean value of -1,000 statistical differences can be seen at t -3,345 with a probability of 0.008 0.05 which means that ownership the structure has an impact on the decision to use a digital wallet. Keywords: digital wallet; financial technology; ownership structure